Home Buyer Pre-closing Tasks
Home Buyer Tasks Prior To Closing | MA Home Buying
Getting organized will help keep the home purchase process less complicated. With all the things that you have to do, you might easily miss some common tasks. The home buyer tasks prior to closing in this article lists things to add to your to-do list.
Notify Creditors of New Address
To prevent mail from getting lost, remember to change your address and request mail forwarding. Mail forwarding is completed with the United States Post Office either on their website or at a local office. Forwarding is intended as a transitional solution and therefore lasts for a brief length of time. Inform everyone of the new address including creditors, insurance providers, employment companies, and of course family.
Update Auto Insurance
Notify your auto insurance provider of your new address. Your rate can shift as a result. If you are changing states, you may also be required to register your cars in the new state and obtain a state-issued license. Most maintain reciprocity so you may not be asked to complete a driving test.
Complete School Registration
If you have school-aged children, call school administration to find out what paperwork you will need for new students. You usually must have school records. You may also need copies of immunization records and verification of residency. Also, most schools require in-person enrollment.
Switch Over Utilities
At least seven days ahead of closing, contact utility services to terminate existing services and initiate new services. This includes electricity, fuel (oil/gas), cable, and telephone services. Many utility services just read the meter when transitioning from one occupant to another. The exception is, if you fail to initiate service beforehand, then it can actually be turned off and result in a charge for starting back up again. Therefore, it is critical to notify them ahead of time to eliminate service disruption and unnecessary costs.
Other Home Buyer Tasks Prior To Closing
The above home buyer tasks prior to closing offer merely a few key to-dos to take care of prior to finalizing your property closing. You may have additional to address based on your personal situation. For example, if you own a business, you must register your trade name. For assistance with your home purchase, contact Bradford Pratt at REMAX on the Charles.