As you get busy with preparing to move, you may forget some important things. The pre-closing checklist for MA sellers below can ensure a smooth closing and move.
Contact Your Mortgage Company
If land taxes are included in your mortgage payment, this means that an escrow account is being kept on your behalf. When the tax bill is due, the funds are removed from that escrow account. If your upcoming closing may occur around the same date as a real estate tax payment date, you may want to ask your lender not to remit the payment. The closing attorney will probably have to cover the same bill, which will lead to a duplicate payment. Ask the closing attorney to confirm. It can be a complicated process to obtain a refund or you may overlook the mistake and lose money in the process. Usually, any funds left in your account are returned after the mortgage is paid in-full.
You can fill out the request for mail forwarding with USPS ahead of time. This may be completed at a local branch or online. Note that there may be two different types of services. A straight-forward mail forwarding requires a small charge of a few dollars when processed online. There is an upgraded service that costs much more but will not be necessary when changing addresses. You must still send everyone your new address. USPS forwarding services remains in place for a limited period.
Contact Utility Companies
Call each utility provider to schedule termination of service. Most require sufficient notice. For utilities such as heat, a service person must physically check your meter in order to prepare the final bill. Other services, such as cable, might ask you to drop off their hardware. You may not learn this information until you connect with them, so do not wait until closing day.
Pre-closing Checklist For MA Sellers
The pre-closing checklist for MA sellers noted above contains just a few of the important items to include. For more advice on selling your home, ask your listing broker. He or she is a valuable resource in the selling process.