As you pack your belongings for your an upcoming home sale, you may forget about a few last minute things. The pre-closing to-dos for MA sellers below may facilitate a smooth closing.
Cancel Utility Service
Contact your utility providers to schedule termination. Most need sufficient notice for cancellation. For utilities such as heat, they must physically check your meter before issuing the final bill. You will need to return hardware for some. You might not know the details until you communicate with them, so try not to wait until closing day to do so.
Request Mail Forwarding
You may notify the postal service ahead of time of your change of address. This may be done at a local branch or on their website. There are actually two different services available. A simple change of address includes only a small charge of a few dollars online. There is an enhanced option with a more expensive fee but is not necessary when moving to a new address. You will still be required to let everyone know about your new address. USPS forwarding services remains active for a limited period.
Contact Your Lender
If your mortgage payment incorporates a portion for property taxes, then an escrow account is being managed by your mortgage company. When the tax bill is issued, the funds are removed from that account. If your closing may take place around the same date as the payment due date, you can ask your mortgage company not to submit the payment. The closing attorney will likely have to pay the same bill, leading to a duplicate payment. Ask the closing attorney to be certain. It may be a painful process to get a refund or you might not notice the error at all. Typically, any funds left in your escrow account are sent to you after the mortgage is paid off.
Pre-closing To-dos For MA Sellers
The pre-closing to-dos for MA sellers in this article contains only some of the major items to remember. For more information on selling your house, speak with your listing agent. He or she will guide you through the complete process.